While the insured premises is closed for business or left unattended you must ensure that the physical security measures at the insured premises comply with the following criteria and all security devices were in full and effective operation when the damage occurred:

1. All doors, other than any designated fire exit, providing a final point of entrance to or exit from the insured premises are secured by a key operated lock which engages with the door frame and can be engaged from both sides.

2. All designated fire exits are secured by:

a. a panic bar locking system incorporating bolts which engage both the head and sill of the door frame; or

b. a mortice lock having specific application for emergency exit doors and which is operated from the inside by means of a conventional handle or thumb turn mechanism.

3. All windows and skylights which are accessible from the ground or easily reached by climbing are:

a. secured by means of a key-operated locking device;

b. permanently screwed shut; or

c. protected by solid steel bars, not more than 10cm apart, or metal grilles.

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